Home Equity Loans

Home Equity Loans


Make your home pay you for a change. Use your home equity as collateral and take out a loan to fund home improvements, medical bills, college, and more. We offer low interest rates, affordable payments, and local service from start to finish.

  • Turn your home equity into collateral for a loan
  • Borrow up to 90%of the equity in your primary residence
  • Borrow up to 75% of the equity in your non-primary residence(s)
  • Choose from flexible terms from 5-15 years
  • No closing costs
  • Possible eligibility for tax-deductions*
  • Local decision-making for fast approvals
  • Friendly, attentive service here at home

*Consult your tax advisor.


Rates are subject to change at any time without notice. For a more specific quote, please contact a loan originator at 607-324-1822 or apply online today.

APR = Annual Percentage Rate.

Home Equity Rates

Term (up to)Interest RateAPR
5 Year4.750%4.754%
10 Year4.750%4.752%
15 Year4.750%4.752%