Summary

Park the clunker — for good — and take out a loan for a new car. We offer competitive auto loans, whether you want to buy new or used, refinance or get preapproved. We'll help you get the most affordable payment for your budget — and back on Route 390.

  • Take out an auto loan for a new or used vehicle
  • $5,000 minimum
  • Refinance your current loan
  • Get pre-approved for better bargaining power
  • Enjoy low, fixed rates
  • Terms up to five years
  • For residents in Steuben, Livingston, and Allegany counties
  • Local service for more efficient processing
Rates
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Rates accurate as of December 22, 2016.

APR = Annual Percentage Rate.

Auto Loan Rates

Term (up to)Interest RateAuto Loan TypeAPR
5 Years4.250%For vehicles 2016 and newer4.250%
5 Years4.750%For vehicles 2013 to 20154.750%
4 Years6.500%For vehicles 2012 to 20076.500%