Park the clunker — for good — and take out a loan for a new car. We offer competitive auto loans, whether you want to buy new or used, refinance or get preapproved. We'll help you get the most affordable payment for your budget — and back on Route 390.

  • Take out an auto loan for a new or used vehicle
  • $5,000 minimum
  • Refinance your current loan
  • Get pre-approved for better bargaining power
  • Enjoy low, fixed rates
  • Terms up to five years
  • For residents in Steuben, Livingston, and Allegany counties
  • Local service for more efficient processing
  • Nulla facilisi.
  • In libero felis, volutpat vel, suscipit eu, vestibulum at, purus.
  • Pellentesque ligula. Ut dui erat, dapibus a, hendrerit a, luctus a, erat.
  • Etiam cursus, velit id pretium euismod, magna felis viverra nibh, at vulputate dolor turpis et odio. In pellentesque. Donec consectetuer sollicitudin neque.

Vestibulum placerat mi in mi. Vestibulum rhoncus nibh sit amet lacus. In mauris dui, lacinia eu, ullamcorper ac, facilisis id, leo. Suspendisse turpis nulla, consequat nec, rutrum non, interdum sit amet, augue. Mauris orci. Sed id justo in eros laoreet molestie. Suspendisse bibendum vestibulum odio. Aliquam erat volutpat. Suspendisse auctor suscipit turpis. Aenean erat est, ultricies a, ultricies ut, hendrerit convallis, velit. Lorem ipsum dolor sit amet, consectetuer adipiscing elit.

Rates accurate as of September 10, 2018.

Rates are subject to change at any time without notice. For a more specific quote, please contact a loan originator at 607-324-1822 or apply online today.

APR = Annual Percentage Rate.

Auto Loan Rates

Term (up to)Interest RateAuto Loan TypeAPR
5 Years4.750%For vehicles 2016 and newer4.750%
5 Years5.250%For vehicles 2013 to 20155.250%
4 Years7.000%For vehicles 2012 to 20077.000%