Park the clunker — for good — and take out a loan for a new car. We offer competitive auto loans, whether you want to buy new or used, refinance or get preapproved. We'll help you get the most affordable payment for your budget — and back on Route 390.

  • Take out an auto loan for a new or used vehicle
  • $5,000 minimum
  • Refinance your current loan
  • Get pre-approved for better bargaining power
  • Enjoy low, fixed rates
  • Terms up to five years
  • For residents in Steuben, Livingston, and Allegany counties
  • Local service for more efficient processing
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Rates are subject to change at any time without notice. For a more specific quote, please contact a loan originator at 607-324-1822 or apply online today.

APR = Annual Percentage Rate.

Auto Loan Rates

Term (up to)Interest RateAuto Loan TypeAPR
5 Years5.000%For vehicles 2017 and newer5.000%
5 Years5.500%For vehicles 2015 to 20165.500%
4 Years7.250%For vehicles 2010 to 20147.250%