If you have already have Kasasa Cash, our free high-interest checking account, you'll want to sign up for Kasasa Saver®. Kasasa Saver lets you transfer your interest rewards and nationwide ATM fee refunds* to savings — so you don't have to. Automatic savings!

  • Free high interest savings account
  • 1.00% APY* on balances up to 20,000
  • 1.00% to 0.40% APY on balances over $20,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met on Kasasa Cash
  • Linked to free Kasasa Cash checking account to build savings
  • Kasasa Cash interest rewards and nationwide ATM fee refunds* are transferred automatically
  • Free I-Bank online banking & bill pay
  • Free eStatements
  • No minimum balance to earn rewards
  • No monthly service fee
  • $25 minimum deposit to open


Qualifying for the Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate too. Each monthly qualification cycle, simply do the following:

  • Have at least 10 debit card purchases post and settle
  • Be enrolled and receive eStatement notice

If you miss a qualification cycle, don't worry. Both accounts are still free (always) and will earn the base interest rate. You can get back to earning the full rewards again the next cycle you qualify. 


*APY=Annual Percentage Yield. APYs accurate as of 05/26/2014. Rates may change after account is opened. Minimum to open is $25 for Kasasa Cash and $25 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 2.50%; and (3) balances over $10,000 earn 0.19% interest rate on the portion of the balance over $10,000, resulting in 2.50% - 0.59% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $20,000 in Kasasa Saver receive an APY of 1.00%; and (2) balances over $20,000 in Kasasa Saver earn 0.28% interest rate on portion of balance over $20,000, resulting in 1.00% - 0.50% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. ATM receipt must be presented for reimbursement of ATM fees of $5.00 or higher. Transfers between accounts do not count as qualifying transactions. Limit one account per Social Security Number.

APR = Annual Percentage Rate.

Fees may reduce earnings.

Kasasa Saver Rates

BalanceInterest RateAPY
Balances up to $20,0001.00%1.00%
Balances over $20,0001.00% - 0.40%1.00% - 0.40%
All balances if qualifications aren't met0.05%0.05%

To earn rewards, each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Be enrolled and receive e-statement notice