Certificates of Deposit (CDs)

Certificates of Deposit (CDs)

Summary

Few things in life are certain. However, CDs offer a sure return on your investment. Choose the term that's best for you. Then, lock in your rate and wait for your cash to grow.

  • Guaranteed return on your investment
  • Grow your savings
  • Ideal for meeting short-term financial goals
  • Several options for receiving interest earnings
  • Fixed rate for length of term
  • Choose terms that range from 32 days to 5 years
  • FDIC insured

Rates
Calculator

CD Calculator link


APR = Annual Percentage Rate.

Fees may reduce earnings.

Certificates of Deposit Rates

TermIRA/Roth?Interest RateAPY
32 DaysNo0.10%0.10%
91 DaysNo0.10%0.10%
182 DaysYes0.20%0.20%
7 MonthsYes1.77%1.81%
12 MonthsYes1.00%1.02%
15 MonthsYes1.25%1.28%
22 MonthsYes 2.22%2.28%
24 MonthsYes1.25%1.28%
30 MonthsYes1.50%1.53%
36 MonthsYes1.50%1.53%
48 MonthsYes1.50%1.53%
60 MonthsYes2.00%2.05%

Certificate of Deposit Accounts and Individual Retirement Account CDs feature daily interest compounding and require a minimum deposit of $1,000.00 (unless otherwise noted) to open the account and obtain the stated Annual Percentage Yield. There is a penalty for early withdrawal.