Privacy Policy

Rev 12/2019

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FACTS WHAT DOES MAPLE CITY SAVINGS BANK, FSB DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Transaction history
  • Account balances
  • Credit history
  • Payment history
  • Overdraft history
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Maple City Savings Bank, FSB chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Maple City Savings Bank, FSB share? Can you limit this sharing?

For our everyday business purposes

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

 Yes No

For our marketing purposes 

to offer our products and services to you

 No We don't share
For joint marketing with other financial companies No We don't share

For our affiliates' everyday business purposes 

information about your transactions and experiences

 Yes No

For our affiliates' everyday business purposes

information about your creditworthiness

 No We don't share
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you No We don't share
To limit our sharing
  • Call 607-324-1822 - our menu will prompt you through your choice(s)
  • Mail the enclosed form Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.
Questions? Call 607-324-1822 or go to www.maplecitysavings.com
What We Do
How does Maple City Savings Bank, FSB protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Maple City Savings Bank, FSB collect my personal information?

We collect your personal information, for example, when you

  • Open an account     
  • Make deposits or withdrawals from your account
  • Apply for a loan     
  • Apply for insurance         
  • Make a wire transfer
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account — unless you tell us otherwise.
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Our affiliates include:
  • Financial companies such as: Maple City Financial Services
Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Maple City Savings Bank, FSB does not share with nonaffiliates so they can market to you
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Maple City Savings Bank, FSB doesn't jointly market.

 

Mail-in Form

If you have a joint account, your choice(s) will apply to everyone on your account unless you mark below.  

Apply my choice(s) only to me

Mark any/all you want to limit:

Do not allow your affiliates to use my personal information to market to me.

Name

 

Address

 

City, State, Zip

 

Mail To: Maple City Savings Bank, 145 Main St, Hornell, NY 14843