Medicare Health Coverage can be confusing. There are multiple parts and so many options; all the information can be daunting when you begin your enrollment. Don’t let this happen to you or a loved one. Help is available to sort through your health care coverage options to find the best plan to fit your individual needs!
Basic Medicare Information to Save You Time
Medicare has four parts:
- Medicare Part A (Hospital Insurance) is the original Medicare coverage which helps pay for inpatient hospital care, and helps cover skilled nursing facility, hospice, and home health care.
- Medicare Part B (Medical Insurance) is for individuals who qualify for Medicare. It helps cover doctors’ services, outpatient care, and home health care, and helps cover some preventative services to maintain your health and to keep certain illnesses from getting worse.
- Medicare Part C or Medicare Advantage Plans (like HMOs and PPOs), offer health coverage options run by private insurance companies approved by and under contract with Medicare. It includes Part A, Part B, and usually other coverage like prescription drugs.
- Medicare Part D is the newest addition to Medicare. It is a prescription drug option run by private insurance companies approved by and under contract with Medicare, that helps cover the cost of prescription drugs and may help lower your prescription drug costs and help protect against higher costs in the future. You must be enrolled in Medicare before you can apply for Part D coverage.
Contact us today to discuss which type of Medicare coverage is best for you!
We travel throughout Steuben, Allegany, and Livingston counties to help educate seniors and their loved ones about Medicare & Medicare Advantage Plans so that peace of mind can be achieved. We also offer group presentations to various senior groups. Group presentations cover the information you need, provide you and your group members an opportunity to ask questions to one of our expert agents, and give group members an opportunity to set individual meetings with our agents to discuss specific, personal needs and goals.
Contact us today to set up a Medicare health insurance coverage group presentation.
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Securities and Advisory Services offered through Cadaret, Grant & Co., Inc., a Registered Investment Advisor and Member FINRA/SIPC. Maple City Financial Services, Maple City Savings Bank and Cadaret, Grant & Co., Inc. are separate entities. Not a deposit-Not guaranteed by the Bank, FDIC, or other government agency- May lose value.