Certificates of Deposit (CDs)

Certificates of Deposit (CDs)


All businesses want a sure return on their investments. FDIC-insured CDs are an obvious choice to make your savings grow. Choose your term, then lock in your rate. Perfect for fulfilling foreseeable financial goals.

  • Guaranteed ROI for your business
  • Grow your savings to grow your business:
  • Facility remodel or expansion
  • New or updated equipment
  • Company-wide training
  • Hire new employees
  • And more
  • Ideal for meeting specific financial goals
  • Several interest payment options available
  • Fixed rate for length of term
  • Terms vary from 32 days to 5 years
  • Penalty for early withdrawal

Cd Calc Link

APR = Annual Percentage Rate.

Fees may reduce earnings.

Certificates of Deposit Rates

TermIRA/Roth?Interest RateAPY
32 DaysNo0.10%0.10%
91 DaysNo0.10%0.10%
182 DaysYes0.20%0.20%
7 MonthsYes1.77%1.81%
12 MonthsYes1.00%1.02%
15 MonthsYes1.25%1.28%
22 MonthsYes 2.22%2.28%
24 MonthsYes1.25%1.28%
30 MonthsYes1.50%1.53%
36 MonthsYes1.50%1.53%
48 MonthsYes1.50%1.53%
60 MonthsYes2.00%2.05%

Certificate of Deposit Accounts and Individual Retirement Account CDs feature daily interest compounding and require a minimum deposit of $1,000.00 (unless otherwise noted) to open the account and obtain the stated Annual Percentage Yield. There is a penalty for early withdrawal.