Certificates of Deposit (CDs)

Certificates of Deposit (CDs)

Summary

All businesses want a sure return on their investments. FDIC-insured CDs are an obvious choice to make your savings grow. Choose your term, then lock in your rate. Perfect for fulfilling foreseeable financial goals.

  • Guaranteed ROI for your business
  • Grow your savings to grow your business:
  • Facility remodel or expansion
  • New or updated equipment
  • Company-wide training
  • Hire new employees
  • And more
  • Ideal for meeting specific financial goals
  • Several interest payment options available
  • Fixed rate for length of term
  • Terms vary from 32 days to 5 years
  • Penalty for early withdrawal
Rates
Calculator

Cd Calc Link


APR = Annual Percentage Rate.

Fees may reduce earnings.

Certificates of Deposit Rates

Term IRA/Roth? Interest Rate APY
32 Days No 0.10% 0.10%
91 Days No 0.10% 0.10%
182 Days Yes 0.20% 0.20%
9 Months Yes 2.09% 2.14%
12 Months Yes 1.00% 1.02%
15 Months Yes 1.25% 1.26%
22 Months Yes 1.25% 1.26%
24 Months Yes 1.25% 1.26%
30 Months Yes 1.50% 1.53%
36 Months Yes 1.50% 1.53%
48 Months Yes 1.50% 1.53%
60 Months Yes 2.00% 2.05%

 

Certificate of Deposit Accounts and Individual Retirement Account CDs feature daily interest compounding and require a minimum deposit of $1,000.00 (unless otherwise noted) to open the account and obtain the stated Annual Percentage Yield. There is a penalty for early withdrawal.